Online Payments · Gateway
Valor is a full unified-commerce gateway — accept online, in-person and on-the-go from one account, with dual pricing, ACH, recurring billing and PayNow links built in. It pairs natively with Valor's smart terminals, so your card-present and card-not-present payments live in one dashboard.
Valor builds fee-offset programs right into the gateway and terminal — choose the model that fits your business.
Show a cash price and a card price side by side on every item, so customers choose at checkout.
Add a compliant fee to credit transactions, automatically capped to the card brands' rules.
Post card pricing and reward customers who pay with cash — applied right on the terminal.
Push a virtual-terminal sale straight to a connected Valor device — counter and online in sync.
Show cash vs. card pricing right at checkout to offset processing costs, compliantly.
Key in sales from any browser, or take payments on the Valor iOS and Android app.
Assign up to 10 unique operator EPIs on a single account with consolidated reporting.
Tokenizes stored cards for secure, repeatable and recurring transactions.
Schedule recurring billing and send PayNow links for fast card-not-present collection.
Accept lower-cost bank-debit ACH alongside cards from the same gateway.
Capture now, settle later — useful for tips, deposits and delayed fulfillment.
Run Valor on your NextPay merchant account — one bill, one support line. We'll review your statement and match or beat your effective processing rate.
Pair the gateway with Valor smart terminals for a single card-present + online stack. Ask us for a tailored quote.
We'll set up the Valor gateway and terminals together with transparent processing — match or beat your current rate, and a real person helps you launch.